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November, 2010

The following housing initiatives are funded in whole or part through the Delaware County Office of Housing and Community Development (OHCD) to assist County residents. Each program has a distinct application and criteria for participation. Assistance under these programs may be limited as funding is available.

Housing Rehabilitation Loan Program
The Housing Rehabilitation Loan Program provides qualified low and moderate-income homeowners with 0% deferred loans up to $15,000 for major system repairs. Cosmetic improvements are not permitted. Special repayment terms are available for households located in the County’s Revitalization Communities. This is not an emergency program, and a wait list is in effect. For more information, please call OHCD at (610) 891-5425.
Residents of Chester City, Haverford Township and Upper Darby Township should contact their local officials to determine the availability of housing rehabilitation programs in their community.

Homeownership First Program
The Homeownership First Program provides counseling and up to $5,000 in down payment and closing costs to qualifying first time homebuyers purchasing a property in Delaware County. Funding is limited and there is no guarantee that persons completing the counseling program will receive financial assistance. The assistance takes the form of a 0% interest loan that is only repayable upon sale or transfer of the property. Contact the Chester Community Improvement Project at 610-876-8663; or Media Fellowship House at 610-565-0434 to apply.

Residents of Chester City, Haverford Township and Upper Darby Township should contact their local officials to determine the availability of homeownership programs in their community.

Don’t Borrow Trouble Helpline
The Don’t Borrow Trouble Suburban Philadelphia Campaign is a public education initiative whose focus is to negotiate homeowners out of bad or unaffordable loans into loans that are more affordable for those homeowners located in Chester, Delaware, and Montgomery Counties. The Campaign seeks to educate families and individuals about how to avoid mortgage modification scams and to refer consumers to available community resources. The Don’t Borrow Trouble helpline has been established at (888) 275-8843 to offer families a safe place to call before signing anything that puts their home at risk.

Consumer Credit Counseling Services of Delaware Valley, Inc.
The Consumer Credit Counseling Services of Delaware Valley, Inc. provides individual, one-on-one financial counseling at three locations in Delaware County. Services are provided on budgeting, money manage, foreclosure/default, pr-purchase, bankruptcy and credit counseling. Contact CCCSDV at 800-989-2227 for more information.

Housing Counseling for Developmentally Disabled Households

Residential Living Options Inc. (RLO) offers comprehensive services to people with disabilities who are interested in establishing housing. RLO assists developmentally disabled individuals in developing plans and accessing resources that allow them to live in homes of their choice in the community. Contact RLO at 610-701-9301 for further information.

Fair Housing Education
The Fair Housing Council of Suburban Philadelphia (FHCSP) provides fair housing education services for County residents, housing providers, realtors, municipal governments and social service agencies. For assistance, contact FHCSP at 610-604-4411.

Homeless Prevention Assistance

Homelessness prevention assistance is available to households who would otherwise become homeless – many due to the current economic crisis. Assistance may include rental assistance, payment of security or utility deposits, utility payments, case management, landlord-tenant mediation and legal assistance. Funds are targeted to households who can demonstrate that they are able to retain permanent housing after assistance is provided. The Program cannot provide long-term support for program participants, nor will it be able to address all of the households’ financial and supportive service needs. To be eligible for assistance, households must have incomes below 50% of the Area Median Income for Delaware County. Contact the Community Action Agency of Delaware County at 610-874-8451.



For further information on any Countywide programs, please contact:

Office of Housing and Community Development

600 North Jackson Street, Suite 101

Media, PA 19063-2561

(610) 891-5425, FAX (610) 566-0532

Office Hours: Monday - Friday, 8:30 a.m. - 4:30 p.m.

OHCD provides services without regard to race, religion,

color, sex, physical condition, or age. Equal Housing Opportunities.




201 West Front Street, Media, PA 19063
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